Get cash as soon as today.
AlternativeLoanSolutions.com helps consumers explore personal loan options online with a fast, secure application process. If you need a short-term loan for emergency expenses like rent, utilities, car repairs, medical bills, or unexpected costs, Alternative Loan Solutions connects you with participating lenders and financial service providers that may be able to respond—even if you have challenged credit, limited credit history, or past financial setbacks.
As a personal loan referral and lead generation platform, AlternativeLoanSolutions.com focuses on convenience, transparency, and a streamlined way to get matched with lending partners offering flexible loan products, installment loans, and alternative lending solutions. For consumers searching “personal loans online,” “loans for bad credit,” “emergency cash loan,” or “fast online loan application,” our site makes it easier to submit one application and review potential next steps.
How It Works
From application to cash in your account — usually in just a few simple steps.
Apply Online
Complete our quick, secure application with basic personal and employment details.
Get a Fast Decision
Most applicants receive an instant decision. If approved, review your terms before signing.
Receive Your Funds
Sign your agreement and, in many cases, funds can be deposited as soon as the same business day.
People Trust Our Friendly Team
Customers love our clear communication and fast service.
Frequently Asked Questions
Common questions about our personal loans and application process.
What is Alternative Loan Solutions?
Alternative Loan Solutions is a financial services provider that connects borrowers with lending partners who offer flexible loan options, especially for people who may not qualify through traditional banks.
Do you make the loans directly?
No — we are not a direct lender. We work with a network of trusted lending partners and help match you with loan options that may fit your needs.
What types of situations do you help with?
Past credit challenges, limited/no credit history, previous denials, and unexpected expenses — we believe in second chances.
Do I need perfect credit to apply?
No. Many partners work with fair or challenged credit and rebuilding situations.